A SIP of ₹15,000 a month for 15 years can grow to about ₹75.7 lakh (₹75,68,640) at a 12% yearly return. You put in ₹27,00,000 and growth adds ₹48,68,640.
₹15,000 ki SIP 15 saal me 12% return par lagbhag ₹75.7 lakh ban sakti hai. Return guaranteed nahi hai; market ke hisaab se kam-zyada ho sakta hai.
| Year | You put in | It becomes |
|---|---|---|
| 1 | ₹1,80,000 | ₹1,92,140 |
| 2 | ₹3,60,000 | ₹4,08,648 |
| 3 | ₹5,40,000 | ₹6,52,615 |
| 4 | ₹7,20,000 | ₹9,27,523 |
| 5 | ₹9,00,000 | ₹12,37,295 |
| 6 | ₹10,80,000 | ₹15,86,355 |
| 7 | ₹12,60,000 | ₹19,79,685 |
| 8 | ₹14,40,000 | ₹24,22,898 |
| 9 | ₹16,20,000 | ₹29,22,323 |
| 10 | ₹18,00,000 | ₹34,85,086 |
| 11 | ₹19,80,000 | ₹41,19,222 |
| 12 | ₹21,60,000 | ₹48,33,783 |
| 13 | ₹23,40,000 | ₹56,38,967 |
| 14 | ₹25,20,000 | ₹65,46,269 |
| 15 | ₹27,00,000 | ₹75,68,640 |
| Yearly return | Value after 15 years |
|---|---|
| 8% | ₹52.3 lakh (₹52,25,177) |
| 10% | ₹62.7 lakh (₹62,68,864) |
| 12% (this page) | ₹75.7 lakh (₹75,68,640) |
| 14% | ₹91.9 lakh (₹91,92,807) |
Mutual fund returns are not fixed. Equity funds have often given 10–14% a year over long periods in India, but some years are negative.
Rates used: October–December 2026 where a government rate applies. Results are estimates.