A SIP of ₹2,000 a month for 10 years can grow to about ₹4.65 lakh (₹4,64,678) at a 12% yearly return. You put in ₹2,40,000 and growth adds ₹2,24,678.
₹2,000 ki SIP 10 saal me 12% return par lagbhag ₹4.65 lakh ban sakti hai. Return guaranteed nahi hai; market ke hisaab se kam-zyada ho sakta hai.
| Year | You put in | It becomes |
|---|---|---|
| 1 | ₹24,000 | ₹25,619 |
| 2 | ₹48,000 | ₹54,486 |
| 3 | ₹72,000 | ₹87,015 |
| 4 | ₹96,000 | ₹1,23,670 |
| 5 | ₹1,20,000 | ₹1,64,973 |
| 6 | ₹1,44,000 | ₹2,11,514 |
| 7 | ₹1,68,000 | ₹2,63,958 |
| 8 | ₹1,92,000 | ₹3,23,053 |
| 9 | ₹2,16,000 | ₹3,89,643 |
| 10 | ₹2,40,000 | ₹4,64,678 |
| Yearly return | Value after 10 years |
|---|---|
| 8% | ₹3.68 lakh (₹3,68,331) |
| 10% | ₹4.13 lakh (₹4,13,104) |
| 12% (this page) | ₹4.65 lakh (₹4,64,678) |
| 14% | ₹5.24 lakh (₹5,24,183) |
Mutual fund returns are not fixed. Equity funds have often given 10–14% a year over long periods in India, but some years are negative.
Rates used: October–December 2026 where a government rate applies. Results are estimates.